Many individuals are nonetheless tempted to scrimp on journey insurance coverage, particularly with quick journeys or visits to “safe” locations. However with low cost journey insurance coverage now so broadly and simply obtainable, there’s actually no excuse to journey uninsured, particularly given how widespread insurance coverage claims are for sure locations. Listed here are 5 nations which have a number of the highest numbers of insurance coverage claims…and the one nation that has the least!ThailandThailand is among the hottest vacation locations for travellers from the UK, however it’s also the locations that’s more than likely to see guests making a declare on their journey insurance coverage. In contrast to the opposite nations on this listing, no single trigger specifically dominates Thailand journey insurance coverage claims, which included numerous claims for theft, sickness, site visitors accidents and misplaced gadgets. Simply what it’s about Thailand that makes it such a typical place to assert on insurance coverage is not recognized, however any customer to this nation ought to be sure that they take out some good journey insurance coverage.
Mexico”Only mad dogs and Englishmen go out in the midday sun” is how the outdated saying goes, and UK residents are famed for overindulging within the solar when travelling overseas. Few individuals would assume that sunburn is value claiming for in your journey insurance coverage, however extreme sunburn and sunstroke aren’t any laughing matter, and might significantly have an effect on your well being. Mexico has the very best variety of journey insurance coverage claims for overexposure to the solar, so just be sure you pack each a excessive issue solar cream and your journey insurance coverage coverage for any journey to Mexico!Czech RepublicThe Czech Republic is certainly one of many Jap European nations that attracts many travellers with a mixture of good-looking structure and really low cost beer. However guests ought to be cautious of overindulging within the latter, because the Czech Republic sees the very best variety of journey insurance coverage claims for decide pocketing. So hold your pockets out of sight and go straightforward on the Staropramen!South AfricaSouth Africa has achieved large reputation as a vacation vacation spot lately, with safaris, shark diving and visits to Cape City all widespread components of holidays in South Africa. Sadly, South Africa additionally has probably the most journey insurance coverage claims for muggings and armed theft, so guests there ought to be cautious. Fortunately, most muggings are peaceful, so within the unlikely occasion that you’re mugged, it should not price you any greater than the time it takes to fill out a journey insurance coverage declare.Caribbean IslandsIdyllic and exquisite they could be, however the Caribbean Islands characteristic one explicit hazard – insect bites. Whereas most insect bites will solely be a minor inconvenience, allergic reactions or contaminated accidents can require skilled medical consideration, and nothing runs up a invoice like uninsured medical bills overseas. Insect bites might seem to be nothing to fret about, however any customer to the Caribbean ought to be sure that they’ve good journey insurance coverage in case one thing goes unsuitable.
Each cloud has a silver lining, and if the considered theft in South Africa or pickpockets within the Czech Republic grows an excessive amount of, you may at all times contemplate a visit to Eire, which has the smallest variety of journey insurance coverage claims from guests who go there. However irrespective of the place you’re going it’s best to nonetheless get some fundamental, low cost journey insurance coverage on the very least. In any case, wherever you might be travelling, there’s at all times the hazard of your baggage going AWOL on the airport – particularly in case you are travelling by way of Heathrow Terminal 5!